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Sunlight Financial

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Sunlight Financial partners with solar companies to secure financing for solar systems, batteries and roofs. The loans Sunlight make available are homeowner-friendly, with a simple approval process. Partner with Sunlight or join Sunlight's experienced team to make your day a little brighter.
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3.5
Reviews
EnergySage Rating
3.5
EnergySage Reviews
EnergySage Rating
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About Sunlight Financial

Overview

Sunlight Financial is on a mission to save homeowners money and protect our environment.

Sunlight partners with solar companies nationwide to offer homeowners innovative, affordable loans. Sunlight's best in class technology and deep credit expertise simplifies and streamlines consumer finance, enabling Sunlight's strategic partners to quickly and easily provide homeowners with economic savings and environmental benefits.

Sunlight is in it for the long term, with our partners and our customers. Sunlight secures financial commitments, then makes loans available, fairly and responsibly.

In a rapidly changing market, Sunlight develops simple, intuitive processes that facilitate and accelerate the purchase, sale and installation of residential solar systems. Sunlight cares deeply about user experience, and keeps solar companies and homeowners top of mind in our online portal and flexible APIs.

Sunlight works with our strategic partners to create financial products that we believe in. And Sunlight hires, trains and develops teammates committed to providing service and support as reliable as the sun itself.
Year Established
2014
Phone Number
888-850-3359

Services Offered

  • Financing

Industry Certifications

  • Better Business Bureau
  • Solar Energy Industries Association

What Customers Are Saying

Ratings & Reviews

3.5
163 reviews
3.5
Average Rating 163 review(s)
Response
3.0
Quality
3.5
Value
3.5
Service
3.5
Leave a Review
scam

This company is a huge scam and I would like to know if anyone has hired a lawyer to sue because the company that installed the solar panels has disappeared and now we are stuck with a huge loan and no one to help us

Posted by dayami.castillogarcia on Mar 13, 2025
Difficult to deal with!!

Let me start by saying that getting the loan for my solar panels through Sunlight was very easy and at a great interest rate. However, when I needed a subordination agreement to refinance a HELOC on my home from Sunlight the problems started and have never ended. There were two liens on my property from different lenders on the same loan. Out of ten calls to get the second lien and subordination agreement taken care of, I have only spoken to one competent person. If you are looking at installing Solar and Sunlight is who they offer, say no!

Posted by alancasebolt2 on Feb 23, 2025
Beware of high interest rates

My husband and I got our windows replaced in 2023. We were offered 12 months payment free and we will start paying one year to the date that we got our windows installed. That was fine. Our original loan amount was for $10,725. We started making payments in October 2024 here it is my next payment is coming out February 2025 and it still say that I owe 10,725 actually it says I owe $11,028 or something like that. Almost $1200 paid nothing has touched the principal yet everything has just been going straight to interest. It says that my outstanding interest is about $300 but my monthly payment isn’t even that much so all this time we’ve been paying and it hasn’t even touched the principal yet but I’m supposed to believe we’re gonna pay this off in five years. I couldn’t even make payments early if I wanted to because they did not start sending me information on how to login or create an account until it was time to start paying on the loan. I would suggest you really consider before getting a loan with them

Posted by R.brown0222 on Jan 30, 2025
Horrible company

Do not use this company for home improvement loans, especially because they don't verify or correct errors even when they become aware of them. I used Sunlight for a home improvement loan and the company did not complete the work and the company has since, closed. I called Sunlight as soon as I received a call from the contractor informing me that the company was not going to finish the work and they were urging me to file a lawsuit. I contacted Sunlight and by this time I had been paying my payments timely, and I continue to pay even though the work was not completed. Sunlight has not been willing to work with me regarding this grievance and they are not doing right by their loyal clients.

Posted by rljuarez182 on Dec 10, 2024
They won't authorize a loan transfer

To the Sunlight Financial people that is reading this review. I filed a complaint on BBB against your company. I sold my house and unfortunately had the displeasure to have Palmetto Solar install the solar panels and Sunlight Financial being the Lender is not allowing the loan to be transferred to the buyers. I have been doing my monthly payments on time and never defaulted. Your ability to not being helpful is causing me a lot of grief, my house is sold, I'm doing this to be closer to family. Page 6 of the contract says the lender may authorize the transfer of the loan, SO WHAT IS YOUR PROBLEM, JUST TRANSFER THE LOAN!

Posted by atoscano1305 on Oct 16, 2024
Service partner

Worst installation partner on the market. Becareful my fellow contractors. This not a company you want to install solar or finance any project. They delay payments and just overal poor partnership. Also fact in they went bankrupt already. You have been warned.

Posted by Steven from Renewable Energy Solutions LLC on Sep 11, 2024

Location

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